Frequently Asked Questions

We act as your personal advocate in the business lending process. After you submit your information, our team analyzes your profile and uses our banking relationships to identify lenders most likely to approve your loan. We then call you within 24-48 hours to discuss your matches and connect you directly with decision-makers at these institutions.

No, our concierge service is completely free for business owners. We're compensated by our lending partners when we successfully match you with a lender, so there's absolutely no cost to you.

After submitting your application, you'll hear from an Axiant Partners specialist within 24-48 hours. The overall timeline to funding depends on the lender and loan type, but we work to expedite the process by connecting you directly with pre-qualified matches.

We work with lenders across the credit spectrum. While some of our partners require excellent credit (750+), others specialize in working with businesses with fair or even poor credit. Our goal is to match you with lenders whose criteria align with your profile, regardless of your credit score.

We help with all major business loan types including SBA loans, equipment financing, working capital, commercial real estate, lines of credit, business expansion loans, and refinancing. Our network of 20+ financial institutions covers virtually every business lending need.

No. Your information is protected and only shared with the lenders we identify as your best matches. We don't sell your data or share it broadly. We believe in quality over quantity and focus on connecting you with the right partners, not spamming you with options.

We work with businesses at all stages, including startups. Some of our lending partners specialize in newer businesses and consider factors beyond time in business, such as your personal credit, business plan, and revenue projections.

Absolutely not. There's no obligation to proceed with any lender we connect you with. We simply facilitate introductions to lenders who are eager to work with businesses like yours. The final decision is always yours.

Unlike traditional loan comparison sites that simply show you options, we do the work for you. We have established relationships with decision-makers at banks and use our expertise to personally advocate for your business. You're not just filling out forms-you're getting a dedicated specialist who guides you through the entire process.

Our initial application is simple and takes just a few minutes. We ask for basic information including your contact details, loan amount needed, business name, loan type, credit score range, annual revenue, and years in business. Our specialist will gather any additional details needed during your follow-up call.

We use a proprietary matching algorithm combined with our deep knowledge of each lender's criteria, preferences, and approval patterns. We consider your credit profile, business type, loan amount, industry, and specific needs to identify the lenders most likely to approve your application and offer competitive terms.

Here's what to expect: (1) You'll receive a confirmation email with your reference number immediately. (2) Our team analyzes your profile and identifies your lender matches. (3) An Axiant Partners specialist calls you within 24-48 hours to discuss your options. (4) We connect you directly with the lenders most eager to approve your loan.

Most business equipment can be financed: construction and heavy equipment (excavators, loaders, bulldozers), trucks and trailers, farm and agriculture equipment, office and technology equipment, medical and restaurant equipment, and manufacturing machinery. New and used equipment often qualify. Lenders evaluate the equipment type, value, and useful life. We match you with lenders that finance the equipment you need-see our equipment financing and industry pages for details.

Timeline varies by lender and application. After you submit your information to Axiant Partners, we contact you within 24-48 hours to discuss your matches. Once you're connected with a lender, they may provide a decision in days to a few weeks depending on the amount, documentation, and their process. We work to connect you with lenders that can move quickly when you need equipment financing fast.

With an equipment loan, you borrow money to buy the equipment and own it once the loan is paid off. With equipment leasing, you pay to use the equipment for a set term; at the end you may return it, upgrade, or buy it for a residual amount. Leasing often requires little or no down payment and can offer lower monthly payments; loans build equity and you own the asset. Tax treatment differs-many leases allow you to deduct payments as an expense. We match you with both loan and lease options; see our guide Equipment Loan vs Lease.

Yes. Many lenders offer used equipment loans and leasing for pre-owned machinery, vehicles, and equipment. Terms may be shorter than for new equipment, and rates can be slightly higher, but used equipment financing can lower your upfront cost. We match you with lenders that finance used construction equipment, farm equipment, trucks, and more. See our equipment financing page.

Requirements vary by lender. Some prefer strong credit (e.g., 700+); others specialize in bad credit equipment financing and consider revenue, down payment, and the equipment. We work with lenders across the credit spectrum and match you with those whose criteria fit your profile. If your credit is fair or poor, we can still connect you with lenders that consider lower-credit applicants-see our equipment financing page.